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Have the call to order and roll call please. Commissioner frost commissioner lee commissioner joseph marry commissioner perez go giants commissioner hyde we have a would you state your name and the commissioner has an emergency im sure youre aware of we have a vacancies we have quorum and you can precede do you need a reminder. No, i think im okay id like to start off by thanking sfgovtv for putting us on the air and like you all to turn off our cell phones and well move on to item one. This is a time when members of the public may address the board on items not on the agenda do we have my Pub...

Literally a year. It is kind of nice. All of the people that are here. October 21, 2014, can we have the call to order and roll call please. Commissioner frost commissioner lee commissioner joseph marry commissioner perez go giants commissioner hyde we have a would you state your name and the commissioner has an emergency im sure youre aware of we have a vacancies we have quorum and you can precede do you need a reminder. No, i think im okay id like to start off by thanking sfgovtv for putting us on the air and like you all to turn off our cell phones and well move on to item one. This is a ti...

People frightened about how much you want to invest in the United States at this time based upon regulatory requirements and so on. The other is banks are concerned about lending. You get anywhere near a risky loan and they get in trouble, so why bother . Were going to talk more about expectations. Then at the top of the next hour, Steve Liesman will join us with the exclusive cnbc survey. As for the markets, stocks rallied to start the week. The dow and the s p are down a rlths more than 1 actually, theyre only off by about 1 from the record closes. Youre looking at dow industrials there. 15,...