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HDFC Life Click 2 Protect Super - Why One Should Opt for It

Mumbai (Maharashtra) [India], December 2 (ANI/BusinessWire India): Term insurance is an important financial tool for individuals who are planning for their future. There are a number of reasons why term insurance is an essential part of your overall financial plan. For starters, it provides financial protection to your family. Furthermore, knowing that you have the coverage you need to financially protect your family can be incredibly comforting. Term insurance can also provide financial relief in the case a policyholder is diagnosed with a terminal illness. All things considered, there's no denying the importance of term insurance. While there are various term plans, selecting the right one can be crucial. One such plan you should consider is HDFC Life Click 2 Protect Super. HDFC Life Click 2 Protect Super HDFC Life Click 2 Protect Super is a non-linked, non-participating insurance plan. Here are three options under this plan - - Level/Increasing Life Cover + Terminal Illness Cover - Life Cover + Terminal Illness Cover + Accidental Death Cover - Decreasing Life Cover Level/Increasing Life Cover + Terminal Illness Cover Life Option Under this Plan - Under this plan, the policyholder is covered by the death benefit. It can be accelerated if a terminal illness is diagnosed. The SA factor will be based on the variant selected by the insured person - - Equal to 100% during the policy tenure. - Equal to 100% during the first 5 policy years and then a 10% simple increase every 5 years, subject to a cap of 200%. - Equal to 100% in the first policy year and then a 5% simple increase every subsequent year, subject to a cap of 200%. Death Benefit Under this Plan - Death benefit is payable as a lump sum if the policyholder passes away during the policy tenure. The death benefit is the highest of - - Sum assured on death x SA factor applicable in the policy year of death. - 105% of total premium(s) paid. Terminal Illness Benefit Under this Plan - - Up to Rs. 2 crore will be accelerated if a terminal illness is diagnosed during the policy tenure. - If the policyholder's age is above 80 years at the time of the diagnosis of a critical illness, then the death benefit will not be accelerated. Maturity Benefit Under this Plan - - If the policyholder survives the term, then the sum assured on maturity will be provided. - The sum assured amount will be equal to 100% of the total premium(s) paid if the return of the premium option is purchased. Life Cover + Terminal Illness Cover + Accidental Death Cover Life Plus Option Under this Plan - Under this plan, the policyholder is covered by the death benefit. It can be accelerated if a terminal illness is diagnosed. Furthermore, an additional amount is payable if the policyholder meets with accidental death during the term of the plan. Death Benefit Under this Plan - Death benefit is payable as a lump sum if the policyholder passes away during the policy tenure. The death benefit is the highest of - - Sum assured on death x SA factor applicable in the policy year of death. - 105% of total premium(s) paid. Terminal Illness Benefit Under this Plan - - The death benefit will be accelerated if a specified terminal illness is diagnosed. - The death benefit will not be accelerated if the policyholder's age is more than 80 years at the time of the diagnosis of a critical illness. Maturity Benefit Under this Plan - - Sum assured on maturity will be payable on survival until maturity. - Sum assured on maturity will be equal to 100% if the return of the premium option is selected. Decreasing Life Cover Life Goal Option Under this Plan - The sum assured payable on death will vary every year. The policyholder can select- Level Cover Period (Initial Plan Year(s) during which life cover remains level). - In case of these policies, the level cover period should be at least equal to the premium payment term. - In case of these policies and SP plans, the policy term less level cover period should be at least equal to 5 years. - Regular pay not allowed. Death Benefit Under this Plan - The death benefit is payable if the insured person dies during the term of the policy. It is equal to the sum assured on death. It is calculated as - Basic sum assured x SA factor applicable in the policy year of death Why is Term Insurance Crucial A term plan is one of the most important financial assets you can have. It works as a safety net in case something happens to you. Without term insurance, you're putting your family at risk. It helps protect your family in case of an unexpected event. For example, if you are diagnosed with a terminal illness, then HDFC Life Click 2 Protect Super can provide you with a sum assured to cover the medical expenses. This story is provided by BusinessWire India. ANI will not be responsible in any way for the content of this article. (ANI/BusinessWire India)

Mumbai , Maharashtra , India , Businesswire-india , Increasing-life-cover , Terminal-illness , Terminal-illness-cover , Accidental-death , Option-under , Benefit-under , Illness-benefit-under

Beware of These Immigration Pitfalls When Employees Work Remotely | Fisher Phillips

There is no doubt that COVID-19 has tremendously affected where and how we work. The same is true for how the coronavirus has impacted immigration laws as they apply to U.S. work...

United-states , Fisher-phillips , Us-department-of-labor , Labor-department-provides-guidance , Program-electronic-review-management , S-bureau-of-labor-statistic , Immigration-services , Office-of-foreign-labor-certification , Option-under , Labor-condition-application , Labor-statistic , Metropolitan-statistical-area

Tersengat Sentimen Tapering, Harga Emas Turun ke Level Terendah dalam 7 Hari

Kontrak emas paling aktif untuk pengiriman Desember di divisi Comex New York Exchange merosot US414,6 atau 0,84 persen menjadi ditutup pada US$1.722,90 per ounce.

Jakarta , Jakarta-raya , Indonesia , Movement-price-gold , Division-comex , Shock-sentiment , Price-gold-down , Jakarta-price , Read-also , Movement-price-gold-today , Wednesday-sep-appreciation

Menteri Bahlil Bilang Pupuk Kaltim Bakal Investasi di FakFak, Papua Barat

Investasi Pupuk Kaltim ini akan berlokasi di Fakfak Timur. Lokasi tersebut dipilih atas dasar pemerataan pembangunan daerah, sehingga nantinya akan ada pembangunan kota baru di Fakfak Timur.

East-kalimantan , Kalimantan-timur , Indonesia , Jakarta , Jakarta-raya , Kalimantan-hanggara , Ministry-investment , Consortium-profit-imagery , Consortium-papua-west-more , Organization-area , Papua-west

PREMIUM NOTES: Sinyal Aset Kripto & Dampak LPS Rate Rendah ke Emiten

Kebijakan PBOC yang menjadi sentimen penekan harga kripto berpeluang ditiru oleh otoritas AS.

United-states , Indonesia , Jakarta , Jakarta-raya , Insurance-premium-writing-pad , Signal-assets , Emphasis-added , Ministry-finance , Institutions-guarantor-deposits , Banks-general , Banks-credit-folk

Tumpahan Minyak di Aceh 597,06 Kilometer Persegi, Pembersihan hingga Oktober

Kajian dampak tumpahan minyak terhadap masyarakat dan nelayan serta ekosistem di sekitar lokasi kejadian juga sangat penting untuk dilakukan.

Trenggono , Jawa-timur , Indonesia , Jakarta , Jakarta-raya , Oil-and-gas , Head-center-research-marine-body , Jakarta-ministry-marine , Pertamina-upstream-energy-regional , Party-pertamina , Region-regional-pertamina-upstream-energy

Gerindra Klaim Formula E Tidak Pakai Dana APBD, Begini Reaksi PSI

Jika tidak menggunakan APBD, menurut PSI, maka Gerindra sepakat bahwa tidak perlu ada dana dari APBD untuk Formula E.

Jakarta , Jakarta-raya , Indonesia , Claim-formula-no-disposable-funds-budget , Like-this-reaction , Jakarta-members , According-to-budgets , Read-also , Interpolation-formula-tipped-reporting , Much-less , Body-examiner-finance

OPINI: Menghapus Stigma Negatif Pinjol - Finansial Bisnis.com

Pasar menggiurkan bisnis pinjol telah memancing pihak-pihak yang tidak bertanggung jawab dengan mendirikan bisnis pinjol ilegal tanpa tanpa memperoleh izin regulator (OJK).

Indonesia , Authority-services , Task-force-alert-investment , Association-funding-joint-indonesia , Delete-stigma-negative-financially-business , Information-banks , Read-also , Illegal-smut-performance-good-industry , Authority-services-finance , Banks-indonesia , Bill-development

Perindo dan Perinus Merger, Proses Holding BUMN Pangan Terus Berjalan

Merger Perinus ke dalam Perindo diharapkan mampu menjadi solusi dari tantangan di sektor perikanan Indonesia.

Sigit , Jawa-timur , Indonesia , United-states , Jakarta , Jakarta-raya , Process-food-continued-runs , Atomic-number , Fisheries-indonesia , Fisheries-archipelago , Read-also

Top 5 News Bisnisindonesia.id: Kebanggaan Besar Rights Issue BRI hingga Maskapai Bersiap Mengudara Lagi

BRI berhasil menjadi emiten dengan nilai rights issue terbesar sepanjang sejarah pasar modal Indonesia dengan nilai Rp96 triliun. Hal itu sekaligus membuktikan bahwa daya tarik pasar modal Indonesia di mata investor masih cukup tinggi. Topik tersebut menjadi salah satu berita pilihan editor Bisnisindonesia.id hari ini.

Bali , Jawa-timur , Indonesia , Jakarta , Jakarta-raya , Ratulangi-manado , Corporation-it , Authority-services , Airline-gearing , Weekends-sport-national , Enforcement-restriction-activities-society , Pride-large