Thank you for joining matt and i are it is great for you to join us. He decided to do this. Titan you decided to do this en it up. Ight phone. Good to be on the i think we need to start one madeaack and understand nordea a. Footprint andic with the size we have, we have felt the only way to develop the bank forward is to be in a Regulatory Environment or regime where we have correct ability, stability and level Playing Field. And that is what the banking gives us. They are some savings that we have highlighted on resolution fees and alike. There may be a capital impact which we are not speculate yet because i think it is too early but i think the key has been the one i mentioned it would want to be in the environment and. Reating nordea we have one way of creating. Factor. Been the driving manus that has been the driving factor. Everybody is writing their notes that you have broken this newest. They are talking about your capital and the propensity for dividends. I want to push you mor