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This week's ideas include cryptographic authentication, microfluidic processing and e-devices. (BizSense Pro subscription required)

The R&D Dept.: Local patents for 4.21.21 Patent No. 10,977,726 Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and recei...