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There are a lot of webbased products providing advice to folks. Many of whom are people who dont have the Million Dollar nest egg but have a nest egg that is far smaller. And so you know theyre pretty smart people over there. They had a new regulatory environment, and they have been figuring it out. And innovation has emerged. I think folks around here are pretty smart too. Were no less smart than the brits. And i think we can figure it out too. And so you know, the miracle of compound interest is a wonderful miracle. However, the flip side of that, which is not a wonderful miracle, is, that y...

[inaudible conversations] good running. Is mired privilege to offer the next keynote speaker secretary of labor practice for a recent profile written upon his return from the negotiations of the west coasts strike with a second term cabinet and hero among the liberal left. As a cardcarrying member i can attest to that accuracy of the assessment. So as a member of the Obama Administration only in the current position for the less than two years. But has already had an enormous impact this strengthening protections for retirement favors the fact that we stand here today with a fighting chance to...

Coordination, information sharing, threat information sharing, and information sharing about best practices and best results. Thank you. Yeah thank you. And very quickly we are very open to trying to play a stronger role in trying to assist these conversations across different modes of transportation. I would say that just the first thing weve got to do in each of these modes is get the modes, you know within the modes having the discussion because there will be things unique to automobiles or to rail cars or to aviation that are distinct. But to your point i do think there are crosscutting is...

Excited to have me here. I responded. Was that you . Good to see you in the world. Just to tread lightly and question the status quo partly for me what i feel is a visible position i am a private person, and i use twitter more for professional services, so you will see me tweeting things like we issued our transparency report. That is the kind of thing i want people to know about. I know there are a lot of other people tweeting about seeing their daughters first steps. My daughters first steps were experienced by me in the comfort of my own home and were not disseminated in this way, but that ...

At the sec who have been very helpful. And rich cordray and his team that have been very helpful. And industry stake holders with whom weve met with regularity because theyve been very helpful in enable ling us to understand the Business Model and how you thread the needle. I think it is a false choice to suggest that the only way to continue the business of providing Financial Service advice to folks is the status quo. I categorically reject that. You know, i have heard from some, i dont understand the problem youre seeking to solve. And with all due respect, i dont i cant believe that you do...