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Reserves so they can make a cash investment in a Capital Infrastructure to build a city hall or to do Something Like that and also to keep the bond rating agencies happy, to demonstrate that they are good stewards of the fiscal resources. So if you noticed the trend over time, it was much less than what we are now at about 22 of expenditures. Some 25 or 30 years ago it was much less. What cities have done over the last 25 and 30 years is theyve realized several things. One, that you cant predict the future as we all witnessed this last winter when salt reserves for at least the northern cities...

What i would add to that is sometimes its a oneway change. Sometimes they might introduce systems changes. So theres an accumulation of review policy. Its hard to quantify, but thats the kind of thing were looking for. But do you think that the 90 number, do you think thats an accurate reflection . I dont have that information. I have heard in my business with bank eres, its manifested itself in Additional Resources you have to higher. Particularly as it gets more complex. But, also, diverting their attention away from lending and interacting with their Customer Base, the impact on staff, thou...

Where are we going to come up with paying for another Compliance Officer even though we have no exceptions. I want to ask do i have a minute . Chairman . Will you consider doddfranks plop sigss . Given that the grippa process is looking at rules that are unnecessary, most of the rules have never been itch leapted yet or have taken the fact. Soo it is not we feel, appropriate to look at those rules at this time. Is it fru we wont have another study for 19 years . If we deent include dod frank . Its part of our normal practice. We looked at on an on going basis whether rules are appropriate in t...

And this change of environment has occurred and today the United States government, and considering the government of afghanistan a really reliable partner. Commitments that are made are considerable. And the funding proposal of supporting Afghan Forces by 2017, and it has reached to 4. 1 billion. It is nothing less, it is a significant issue. It is a very important issue and also yesterday, there was a new frame work for Economic Cooperation was layed out according to its 800 million were made, a commitment was made to those through the afghan budget. But most importantly is the flexibility t...

Copper Communications Network and significant plans to deploy new fiber infrastructure how will the new Fiber Networks handle natural disasters like hurricanes . We know that the copper continue to operate but what happens now with the new Fiber Networks and you know dealing with that issue . How are you going to deal with them . There is unfortunately no Ip Technology congressman that allows you to power the line. You cannot put power over a fiber connection. Fiber has many other advantages in addition to its internet capacity and one of them i think is relevant in a hurricane or a flood zone...