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Of an attack in recent years. So we need to define the policy and make sure that policy is focused on serving those that need and i know the commissioner agrees with this completely. To my sense theres nothing that comes before that. Weve identified that in the time ive run the business my father started 97 of the loans that had been injured and every one of those had been an opportunity to step into homeownership that most wouldnt have been able to had that not been there and not one of them that has paid off their loan and bought another house has gotten an fha loan. Fha is a catalyst that must be preserved. It must be preserved notwithstanding all that must happen and just to look back a little on where we go in the secondary market. It seems to me as though the critical point is we focus our attention on not the end game which we seem to want to get to particularly at the political level. We want to define clearly that permanent entity that will be at the end of the trial and tribu

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