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trillion is where it stands now. >> and students who do not qualify for the specific program say it is not legal. so far, 26 million have applied for relief and 16 million approved. when the legal challenges put it on hold. and so, we will break it down and speak to a student who says that there is a clear racials a speblgt -- racial aspect to this as well. we go to jessica outside of the courtroom, and this is a real life impact for millions of borrowers and their families. tell us about this? >> yes, jim. there are practical ramifications. practical, there are 26 million borrowers ...

Please. >> thank you, desiree. >> no problem. and joining us legal analyst elliot williams, and always good to have you with us. we are in a holding pattern herings and as pointed out, this is key whether they can demonstrate the harm that brings them the opportunity to bring these two cases, so if the plaintiffs don't prevail here, they are going to regroup. so, this opposition, and this is not going to go away? >> i don't think so, and standing is what is called a threshold issue, and you have to be the party who was harmed by the thing if you wish to get into court, and this is how the la...