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Backers say it is necessary to protect consumers. Opponents say it is too broad and could limit competition. This portion of the subCommittee Hearing is about 90 minutes. [inaudible conversations] [inaudible conversations] come to order. Without objection the chair is authorized to declare a re cess for the committee at the committee on Digital Assets Financial Technology will come to order. The chair is authorized to declare a recess at any time. This hearing is entitled bureaucratic overreach or Consumer Protection. Examining the latest action to restrict competition in the payments. Without...

[inaudible conversations] [inaudible conversations] come to order. Without objection the chair is authorized to declare a re cess for the committee at anytime. Entitled bureaucratic overreach for Consumer Protection. Examining the cfpbs latest action to restrict composition in the payments. Without objection all members have five legislative days to submit extraneous materials for inclusion in the record. I want to recognize myself for five minutes to give an opening statement. Todays hearing, bureaucratic overreach or Consumer Protection, examining the cfpbs latest action to restrict competit...

I wanted to address the issue of bicyc bicyclist riding on crowded sidewalks i brought this at the sfmta to red restic. Im concerned that south side of Market Street from van nes to valencia. Is becoming more dangerous because bicyclist are riding on the sidewalks i will ask reskin riding on the sidewalk dont ride on the sidewalk as both a pedestrian and bicyclist i talk to them when i see them on the sidewalks please dont do that. I think the Police Department has an Important Role to play in making sidewalks safer through enforcement the prohibition of bicyc bicyclist on the sidewalk you can...

This room and people watching at home your leaders people listen tow. When you say this commission has been hijacked by the poa, that is not true that is actually giving power to an entity you have major issues with. I would say were in the middle of this process i believe this this commission i believe in this department and the direction were going in i would ask while we feel passionately about these things we have to follow the rules that is important that we know the rules follow the rules and get this right. Anything from my fellow commissioners. Very well said madame chair. I appreciate...

Its so striking to me it bodes well for me and the commission moving forward there wasnt much of a divergence as to what they wanted to see that, to me, yeah it was safe there was much more divergence on what they wanted to see, which is great. That means were going to include everything in this process that is good to see. What i would say we do have all of these comments theres a lot of data to take in. So colleagues, the way this is processed as we discussed in july was designed is over the next couple of dais all of us are can read this. There are charact characteristics and attributes you...