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Session. And the s p 500 down 6. 70 points at 1409. December a historically good month for the markets. The s p has risen 8 of the past 1 years in the final month of yeert. With fears of the looming fiscal cliff, can the trend continue . Were bringing in mike from Yahoo Finance and cnbc and yahoo have a Business Alliance to share and coproduce editorial content and gordon along with bob pisani. Gordon will be along momentarily. Michael, let me start with you. You say this markets preoccupation with the fiscal cliff is overdone. Do you think we go back to the trend and that is that december is ...

Conduct tests, modeling, simulation. I was talking to a company the other day about really large company, how long it took them to to get approval to buy some kind of Software Package to do some modeling. And this is the for one of the bands of the future, they had a lot of stake in. So, its not just the government. Its a lot of folks that are hurting for money, and resources. So, any way to kind of filter that back into r d and testing, that would be great. Anyone else . Go ahead. I just want to add, i think with regard to doing the testing and the studies, from an industry privilege, we actu...

Compared to what they experiences on day one. Has the website maintenance improved . Yes, they are used to make the changes you have heard about. Even ahead of what massachusetts was. People got closer to the deadline, the l. A. Times reported that a number of states that use their own systems are attracting enrollment targets for 2014 because of a sharp increase in november. California, and they enrolled 31,000 people in private plans last month nearly double that in the first two weeks of this month and several other states are outpacing their enrollment estimates and minnesota enrollment wa...

Okay. Thank you very much. I yield back. Now recognize the gentleman from virginia, mr. Griffith. Thank you, mr. Chairman. Speaking of Medicare Part d, no one was required by law or forced a penalty to subscribe to that, isnt that correct . No. But we did auto enroll medicaid dual eligibles into Medicare Part d. It is a different animal than what were dealing with now because of americans are told they can have their insurance so they will have to sign up through the exchanges. So i do appreciate that but there is a difference. One of the things when you get a time to take a look at the report...

Take a next analytical step with that information and look at all of that body of work, hundreds of thousands of indicators, hundreds of assistance visits and draw i from that the sort of information that can very well income Risk Management decisions inform Risk Management decisions. And weve said, look, from that body of work what are the tactics you most often see, what are the vulnerabilities most often exploited, what are the protective measures most often found lacking, what are the indicators that had been missed that could have could have madea difference. And the real purpose is not t...