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Present. Commissioner. Present. Commissioner karshmer. Present. The second item on the agenda is approval of the minutes, one of december 3, 2015 and december 15, 2015 and i apologize commissioners i noted that commissioner pating was at the december 15 meeting so i will take that off the minutes. Okay thank you. Commissioners we will take each of the minutes separately. First the minutes of the joint meeting. A motion is in order for acceptance and is there a second . Are there any other corrections . Through the chair i would like to add one if i might on page four of the minutes. Page four ...

You don’t want to see a headline about your cybersecurity lapses. Nor do you want vocal critics to sully your carefully cultivated stellar reputation. You want to avoid the cost and disruption of cleaning up after a cybersecurity incident. Treating cybersecurity as an afterthought or something others will address during digital transformation projects is always

This Memorandum is intended to remind you of certain U.S. annual requirements that may be applicable to your business and is divided into five sections. All investment advisers (whether...