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Institutional is not retail, but yes through other institutional plans and Franklin Templeton offers stable plans through other lanes and lets just say apple has their own 401 k and they could have that as a manager. I got it, thank you. Sure. And in addition, future portfolios launched in september and nearly 5,000 participants invested thus far. For those not familiar with future ready, theyre similar to targeted funds. Theyre designed according to your date of birth. Whereas future ready can be customerrizedcustomized to risk preference. Someone older may prefer a ris different strategy. Mi...

Floors and everything i see today. It is so amazing. We know that San Francisco continues to have so many challenges. Yes we have to build more housing because we know even outside these doors sadly there are people struggling with homelessness. We also have to make sure that we are taking care of the people who deserve a safe affordable place to call home. Preservation of existing Affordable Housing, building new housing in this city, that is what we have to do to make San Francisco a better place for each and every one of us. I am so grateful to be here, so proud of this work of this project...

Public recreation has every bit of the talent and every bit of the heart and soul of anything that any families are paying ten times for. You were awesome. We have private and Public Gardens throughout the garden tour. All of the gardens are volunteers. The only requirement is youre willing to show your garden for a day. So we have gardens that vary from all stages of development and all gardens, family gardens, private gardens, some of them as small as postage stamps and others pretty expansive. Its a variety all of the world is represented in our gardens here in the portola. I have been comi...

Going away. We need to shop locally to keep the Small Business alive in San Francisco. Shop and dine in the 49 is a cool initiative. You can see the banners in the streets around town. It is great. Anything that can showcase and legitimize Small Businesses is a wonderful thing. Youre watching quick bite, the show that has San Francisco. Were here at one of the many food centric districts of San Francisco, the 18th street corridor which locals have affectionately dubbed the castro. A cross between castro and gastronomic. The bakery, pizza, and dolores park cafe, there is no end in sight for the...

A change in ownership means that the property has a new zoner. Maybe through a new owner. Maybe through a sale, a gift or adding or dropping names through title. At that time the home will be assessed a new market rate. That value becomes a new starting point for the property. Just like before, the Growth Continues to be limited at 2 until the next transfer happens. Remember, the new owners are responsible for paying taxes at the new level from the first day that they own it. Value might also be added when construction happens on your property. That would be another instance when growth in you...