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Hello. Welcome to the programme, were live until 11 this morning. Do get in touch on all the stories were talking about this morning use the Hashtag Victoria Live and if you text, you will be charged at the Standard Network rate. Our top story today. The Health Secretary, jeremy hunt, says its completely unacceptable that some patients are waiting up to 13 hours in a e. In an Exclusive Bbc interview, he paid tribute to the hard work of staff, but said the problems of high demand were not unique to the nhs in england. Our Health Editor hugh pym has more. Nhs england figures this winter show the...

110 lets start with how did you write this book and who did you write it for . I wrote the book in a nutshell because i could not understand originally why particular of Financial Services like tech casters and payday lenders were bad for people, why were they using them . In the course of my research which took a few years, i learned that banks were not really serving the low and middle class and i also realized that there were some good alternatives coming on board. I wanted to tell that whole story. Its the first book ive written thats not an Academic Book meaning, its accountable accountab...

110 lets start with how did you write this book and who did you write it for . I wrote the book in a nutshell because i could not understand originally why particular of Financial Services like tech casters and payday lenders were bad for people, why were they using them . In the course of my research which took a few years, i learned that banks were not really serving the low and middle class and i also realized that there were some good alternatives coming on board. I wanted to tell that whole story. Its the first book ive written thats not an Academic Book meaning, its accountable accountab...

This expires at 9 oclock this morning. In the immediate i95 corridor and points south its a frost advisory and everybody should be null those potted plants if you havent already done so and of course turn off those outdoor spigots. There will be a lack of cloud cover early on. I think well develop some afternoon clouds. Cold this morning, a temperature of 40 degrees in philadelphia but down to 29 in allentown. 30 in reading. The freezing mark in lancaster. 33 degrees in wilmington and trenton. Very close to the freezing mark there as well and 32 in millville. Weve actually bounced up with that...

Live with the latest on the contract talks. Bundle up a. A frosty chill has moved up into the delaware and Lehigh Valleys. Dont call up frosty the snowman and complain just yet because a warm up is coming later this week. Dave murphy we want to know if you got the gloves you threatened to before you know them out yesterday and karen rogers is taking a look at your commute. Yes, for the first morning this wintry season i do have the gloves and winter coat on. Its that kind of start. Take a look as we have that freeze warning in effect until 9 oclock this morning in all those counties highlighte...