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Measuring the Impact of Financial Wellness Programs - Vimarsana News

Measuring the Impact of Financial Wellness Programs

It is challenging for plan sponsors to measure the effectiveness of financial wellness programs, but new approaches are being developed.

Non-QM, Correspondent, Outsourcing, Income Verification Tools; Third Party Updates; $31 million Warehouse Settlement - Vimarsana News

Non-QM, Correspondent, Outsourcing, Income Verification Tools; Third Party Updates; $31 million Warehouse Settlement

“My landlord told me that she would like to have a chat with me about the house's sky-high heating bills this winter. I told her, ‘Sure thing, whenever you want. My door is always open.’” A key selling point for originators, in talking to potential clients on the fence about buying a home, is rent. Rents have been increasing, and there’s no sense of permanency, but if you can’t pay your rent, qualifying for a home loan is going to tough. LendingTree found that more than 8 million U.S. adults live in a household not caught up on rent payments. A...

Equifax Launches New Solution to Support Social Service Agencies Through All Phases of the Benefit Lifecycle - Vimarsana News

Equifax Launches New Solution to Support Social Service Agencies Through All Phases of the Benefit Lifecycle

/PRNewswire/ -- Equifax® (NYSE: EFX) today announced the launch of Instant Client Insights (ICI) Case Monitor™ to help government health and human services...

Database-Mining, Credit, Marketing, Servicing Products; Non-QM, DSCR News; FHA MIP Cut - Vimarsana News

Database-Mining, Credit, Marketing, Servicing Products; Non-QM, DSCR News; FHA MIP Cut

The MBA’s servicing conference is taking place, and it is an important subject, along with the impact of the 30bp cut in MIP for FHA borrowers. Owning servicing rights certainly helped the bottom lines for many lenders last year, some would say it “saved their bacon.” There are always those warning us of impending doom and gloom scenarios regarding the trillions of mortgages outstanding. But really, come on. We may see an uptick in delinquencies and foreclosures, possibly because the numbers are so low now there’s nowhere to go but up. Borrowers have outstanding cre...

Equifax Inc. (NYSE:EFX) Q4 2022 Earnings Call Transcript - Vimarsana News

Equifax Inc. (NYSE:EFX) Q4 2022 Earnings Call Transcript

Operator: Greetings, and welcome to the Equifax Fourth Quarter 2022 Earnings Conference Call. At this time, all participants are in a listen-only mode.