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Million-dollar overpayments made by various ministries, public agencies highlighted in sampled audit by Auditor-General Office amongst various lapses

The Online Citizen Asia Million-dollar overpayments made by various ministries, public agencies highlighted in sampled audit by Auditor-General Office amongst various lapses Finance ....

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Spike in demand for BTO flats in recent years, especially in mature estates

Spike in demand for BTO flats in recent years, especially in mature estates
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Spike in demand for BTO flats in recent years, especially in mature estates
Over the last four years, demand for new Housing and Development Board (HDB) flats has risen – particularly for those in mature estates. Michelle Teo reports.
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25 Jul 2021 10:42PM)
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SINGAPORE: Over the last four years, demand for new Housing and Development Board (HDB) flats has risen – particularly for those in mature estates.
The overall number of applications received for each Build-To-Order (BTO) flat climbed from 2.3 in 2017 to 5.8 in 2020, according to a release by HDB on Sunday (Jul 25). ....

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Cash over valuation (COV): The complete guide for every homebuyer and home seller

It has been a while since many of us last heard of Cash Over Valuation, but in 2021, COV has returned for a rousing encore. Cash Over Valuation, colloquially known as COV, is now back under the spotlight, especially after HDB resale prices rose for the ninth straight month. What exactly is COV? And why is it happening now? For. ....

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Our resale HDB flat buying journey: $700+k home at SkyTerrace@Dawson

May 11, 2021
Stackedhomes
From the long wait for Permanent Resident (PR) status, to the process of house hunting, finding an HDB flat can be a challenge.
But this week we spoke to A, who recently managed to find a new home with a foreign (now PR) wife. Here’s the process of shortlisting properties and wide-scale house-hunting, and how they eventually ended up with a new flat at the famed SkyTerrace@Dawson :
An urgent need for their own home
A and his wife had lived with their parents a significant length of time, and his wife was eager to find a place of their own: ....

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Buying a home as a single parent? Here's 6 tips that can help

Restrictions on size for BTO
New ECs only accessible via JSS
Mortgage Servicing Ratio (MSR)
1. Citizenship
Singles can buy an HDB flat under the Single Singapore Citizen Scheme (SSCS) or Joint Singles Scheme (JSS). The latter allows up to four unrelated singles to co-own a flat.
However, both schemes require you to be a Singapore citizen.
2. Age requirement
To buy an HDB flat as a single, you have to be at least 35 years old (the other usual restrictions, such as ethnic quotas and being a Singaporean or Permanent Resident, also apply).
If you’re unmarried or divorced, and have legal custody of a child, you and your child can form a family nucleus. This allows you to buy flats under the public scheme from the age of 21, subject to the usual eligibility requirements. ....

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