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Top News In மேம்படுத்தப்பட்டது வீட்டுவசதி மானியம் Today - Breaking & Trending Today

Buying a BTO flat in 2021? Here are 5 important changes you should be aware of

It’s BTO season right now with the launch of the May 2021 BTO flats . As of the time of writing, the number of applicants is more than 5x oversubscribed for three-room flats and above – and by the end of tonight, it could be worse. So while you may have missed the boat for this one, there’s still an. ....

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Cash over valuation (COV): The complete guide for every homebuyer and home seller

It has been a while since many of us last heard of Cash Over Valuation, but in 2021, COV has returned for a rousing encore. Cash Over Valuation, colloquially known as COV, is now back under the spotlight, especially after HDB resale prices rose for the ninth straight month. What exactly is COV? And why is it happening now? For. ....

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Buying a property with a foreign spouse in Singapore? Here's all you need to know, Money News

Yishun
Besides the above, note that you are subject to the usual restrictions of HDB flats that apply to everyone. This includes an income ceiling of $14,000 per month, the five-year Minimum Occupation Period (MOP), and not owning any other property locally or overseas.
However, there are no restrictions on flat size or location, if you buy a resale flat. Also, keep in mind that there’s no income ceiling for resale flats.
Available grants when buying with a foreign spouse
You can get two grants when buying under the NCS scheme: the Enhanced Housing Grant (EHG) for singles, and the Singles Grant. ....

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Buying a home as a single parent? Here's 6 tips that can help

Restrictions on size for BTO
New ECs only accessible via JSS
Mortgage Servicing Ratio (MSR)
1. Citizenship
Singles can buy an HDB flat under the Single Singapore Citizen Scheme (SSCS) or Joint Singles Scheme (JSS). The latter allows up to four unrelated singles to co-own a flat.
However, both schemes require you to be a Singapore citizen.
2. Age requirement
To buy an HDB flat as a single, you have to be at least 35 years old (the other usual restrictions, such as ethnic quotas and being a Singaporean or Permanent Resident, also apply).
If you’re unmarried or divorced, and have legal custody of a child, you and your child can form a family nucleus. This allows you to buy flats under the public scheme from the age of 21, subject to the usual eligibility requirements. ....

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The hidden cost of selling your HDB flat

3. Property agent commission fees
Your property agent has done the job of marketing and closing the deal on your behalf. Naturally, they’ll have to be paid for their services. Typically, the market rate for an agent would set you back one per cent to two per cent of the transaction price.
4. Legal fees
By appointing HDB to act for you in the legal process, this will ensure that your legal fees remain extremely affordable. For instance, if you’re looking to sell your four-room HDB flat for $500,000, HDB’s Legal Fees Enquiry Facility computed that your total legal fees payable will add up to $290. ....

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