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ASIC v TAL Federal Court decision highlights poor practices of insurers in relation to mental health


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Public Interest Advocacy Centre
The Chief Justice of the Federal Court has strongly criticised the way insurance company TAL handled the legitimate income protection claim of a woman suffering from cancer.
TAL initially paid the woman’s claim, but then cancelled her policy after obtaining her medical records and finding that she had visited a psychologist. They argued that this constituted evidence of an undisclosed mental illness, even though the woman’s psychologist confirmed that she had not received any diagnosis.
In a judgment handed down on Tuesday, the Federal Court found that TAL failed to comply with the duty to act with utmost good faith in the way in handled the claim. ....

Michelle Cohen , Banking Royal Commission , Mental Health , Mental Health Australia , Chief Justice , Federal Court , Insurance Contracts Act , Insurance Project , Beyond Blue , Royal Commission , மைக்கேல் கோஹன் , வங்கி அரச தரகு , மன ஆரோக்கியம் , மன ஆரோக்கியம் ஆஸ்திரேலியா , தலைமை நீதி , கூட்டாட்சியின் நீதிமன்றம் , காப்பீடு ஒப்பந்தங்கள் நாடகம் , காப்பீடு ப்ராஜெக்ட் , அப்பால் நீலம் , அரச தரகு ,

Navigating a course between general insurance and marine insurance - Insurance


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In brief - Queensland Supreme Court finds that, in the
circumstances, an excess policy was a marine policy subject to the
Marine Insurance Act
Insurance Contracts Act 1984 (Cth) does not apply to
contracts to which the
This was a critical issue considered by Justice Bond in the
Supreme Court of Queensland late in 2020 in the case of
The issue considered in this case is one which insurers are
often required to consider but which rarely reaches the courts for
consideration.
Court considers whether the excess policy was a marine policy ....

New South Wales , Justice Gleeson , Supreme Court , Maritime Pty Ltd , Stan Industries Of Australia , Sun Alliance , Mutual Insurance Australia , Queensland Supreme Court , Marine Insurance , Insurance Contracts Act , Marine Insurance Act , Justice Bond , Pty Ltd , Navigators Corporate Underwriters Ltd , Insurance Contracts , Chief Justice Gleeson , Mutual Insurance , Con Stan Industries , Norwich Winterthur Insurance , Corporate Commercial Law , Contracts And Commercial Law , Insurance Laws And Products , புதியது தெற்கு வேல்ஸ் , நீதி க்ளீசன் , உச்ச நீதிமன்றம் , கடல் ப்டி லிமிடெட் ,