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Ohio Supreme and 8th Circuit Mull Whether COVID Can Cause Direct Physical Loss


Ohio Supreme and 8th Circuit Mull Whether COVID Can Cause Direct Physical Loss
Two appellate courts took steps this week toward answering a key question that may seal the fate of some 1,500 lawsuits seeking insurance coverage for COVID-19-related business-interruption losses: Does the presence of the SARS-CoV-2 virus or civil orders issued because of it constitute a direct physical loss under a commercial property insurance policy?
A panel of the federal 8th Circuit of Appeals heard oral arguments Wednesday in an appeal filed by a dental surgery practice that challenges a decision by a U.S. District judge in Iowa to dismiss its coverage lawsuit against Cincinnati Insurance Co. ....

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