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What a $15 Minimum Wage Means for Social Security

What a $15 Minimum Wage Means for Social Security
A federal minimum-wage hike could affect the Social Security system dramatically.
Photo by a katz / Shutterstock.com
An increase of the minimum wage to $15 could help today’s young workers when they finally claim Social Security benefits decades from now, while also increasing revenue for the Social Security program today.
Such workers could see a benefit that is up to about $5,000 higher each year in retirement than they would receive based on today’s federal minimum wage of $7.25 per hour, according to the organization Social Security Works.
That is because each additional dollar a worker earns potentially increases the monthly Social Security benefit amount he or she receives in retirement. ....

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8 Issues Making It Harder for Americans to Retire

8 Issues Making It Harder for Americans to Retire
8 Issues Making It Harder for Americans to Retire
Finding a way to retire is tough in the best of times. These obstacles are making it tougher.
Koraysa / Shutterstock.com
Finding a way to retire is hard enough in the best of times. Scrimping and saving your way to a decent-sized nest egg is perhaps the biggest financial challenge most of us will ever face.
Unfortunately, there are many obstacles outside our control that make it even more difficult to retire.
Recently, the National Institute on Retirement Security polled more than 1,200 Americans and asked them to name the biggest factors that contribute to their struggle to prepare for retirement. ....

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