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The pandemic has left many travelers with tighter budgets. Money talk is never easy, but experts says it’s probably better to get budget concerns out in the open with traveling companions before you set out on your trip. (iStock) For some travel companions, the “money talk” wasn’t part of their pre-pandemic planning ritual. But as people start replanning trips canceled by the pandemic or begin booking their first big vacation for the After Times, it’s probably going to be more necessary. “It’s hard to tell where people are at now,” said Nick Holeman, head of financial planning for Betterment. “Maybe people had to dip into emergency funds or aren’t able to pay off their credit cards in full for the first time due to the pandemic. Now, more than ever, it’s important to have those discussions.” ....