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AM Best to Host Webinar on the State of the Surplus Lines Market

AM Best to Host Webinar on the State of the Surplus Lines Market
apnews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from apnews.com Daily Mail and Mail on Sunday newspapers.

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Community briefs: Tour de Menlo, Allied Arts sidewalk sale, a neighborhood cleanup and more

Community briefs: Tour de Menlo, Allied Arts sidewalk sale, a neighborhood cleanup and more
almanacnews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from almanacnews.com Daily Mail and Mail on Sunday newspapers.

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Northwell Health can't force property insurers to cover COVID-19 costs

Modern Healthcare Illustration / Getty Images
The COVID-19 pandemic s impact on Northwell Health s patient business and cleaning and staffing costs, don t entitle the New Hyde Park, N.Y.-based health system to $1.25 billion in insurance claims, a federal judge ruled Tuesday.
U.S. District Judge Jed S. Rakoff dismissed the suit from New York s largest healthcare provider, saying the not-for-profit system failed to prove that Boston-based Lexington Insurance Company and Chicago-based Interstate Fire & Casualty Company breached their contract and violated the implied covenant of good faith and fair dealing by denying Northwell s claims.
Northwell said in its complaint that it purchased all risks policies from the two insurers, which were effective from March 2018 to March 2021. The policies covered losses from the interruption of normal business operations, restriction of access to property including if caused by a civil order and communicable disease. The policy limi ....

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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of June 28) | All Alerts & Newsletters

Insurers' COVID-19 Notepad: What You Need to Know Now (Week of June 28) | All Alerts & Newsletters
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Insurers' COVID-19 Notepad: What You Need to Know Now (Week of May 24) | All Alerts & Newsletters

May.24.2021
Courts Dismiss COVID-19 Business Interruption Claims
On May 13, 2021, the district court for the Northern District of Georgia granted American Family Insurance Company’s and Midvale Indemnity Company’s motion to dismiss a COVID-19 business interruption claim filed by the operators of two barbeque restaurants. The court concluded that the plain meaning of the phrase “direct physical loss” requires that there be “actual, physical damage to the covered premises” and the plaintiffs failed to allege any change to the physical condition of property due to COVID-19 closure orders. Order at 11. The court further found that the policy’s unambiguous virus exclusion bars coverage because the plaintiffs “claim no losses that were not caused, at least indirectly, by the virus.” ....

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