that way the interest rate would be accurate. it wouldn't lower than it should be when the government -- >> dana: it would be competitive. see, president obama last year -- >> bob: you'd trust banks in this country to control student loans? >> kimberly: that is the problem. >> dana: i do. i trust them more than the government doing it. >> bob: why? >> kimberly: the idea is you want people to better themselves, seek out an education otherwise they might not be able to, because they couldn't afford it. people are trying to pay back the loans. if you look at the credit card debt, mortgages. student loan is number two in terms of the amount of debt out there. people trying to -- >> dana: how many of the people studied documentary film-making? i'm sorry, i had a student loan and i got sick to my stomach every month what if i don't paid my loan. it worried about it all the time and i paid it. >> bob: you worry about these things. >> dana: going back when i was a younger person. >> bob: you're still young. >> eric: you see what is going on? now you worry about your mortgage but obama has now many mortgage programs to modify the mortgage, the rate
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