KXLY March 12, 2021 5:00 AM newsfeedback@fool.com (David Butler) Posted: Updated: March 14, 2021 5:33 AM Everyone hopes to be a millionaire by the time they retire. But a lot of people think that you have to find crazy bargains on growth stocks to make that happen. That’s not the case. A well-invested portfolio that is given enough time to really benefit from compound growth will do the trick. You can set up a retirement account and gain diversified access to the stock market through just a few managed funds. Vanguard has some of the best of them in terms of low expense ratios.