money. they trimmed benefits, raise the taxes, which led to significant cash surpluses. meanwhile, social security already provides more than half the income for most retires. with millions of people seeing their home values sink, stock market portfolios slashed, it probably means they'll be even more dependent on social security in the future. here's the question. what should be done about the government's squandering the social security surplus? your thoughts, please. cnn.com/caffertyfile. wolf? >> people have serious thoughts -- this is an important subject. i'm glad you brought it up today. i think you're going to enjoy this next conversation we're going to have. it follows up on something you noticed yesterday ahead of the pack. stand by for a moment. president obama's welcoming an unexpected dip in the unemployment rate. it fell to 9.7% in january, the phi time below 10% since this past summer. at a small business conference in maryland, the president said america is starting to dig