inordinate amount of work time watchi ining porn on their computers. we're talking senior people makes $100,000, $200,000 a year. let me put on your screen some of the things that over time the financial crimes that were missed by government financial regulators. aig, enron, worldcom, bernie madoff, allen sanford. all missed by regulators across the board. we have this new bill that you all are proposing, new regulatory agencies. where is your faith come from where two regulatory agencies are going to do any better than the other regulatory agencies that missed all of this? >> well, candy, first of all, those people should be fire if that's what they were doing, number one. number two, we need a cop who's on the beat, not asleep at the switch. and i said that at banking hearings time and time again for