especially if it looks like this could be a systemic problem and not just ally financial's issue. >> the lawsuits are going to begin. i wrote a blog on "money watch" about loan modification and lawsuits. i've been looking at this issue for the last year and a half. the loan modification programs from the government are not worked. the supposed modification programs from them are starting to fault. those who have commented on these can't all be wrong. even if it's a drop in a bucket, it's still thousands of people who shouldn't be faced with this. >> do you think it may result of folks getting back in their home? >> how do you take back a home that was already sold to another. how many transactions do you unwind to get back to where you are. i'm getting details daily that