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tacklinged the foreclosure crisis on cnn's "your money." >> the bottom line is, while we think the book should be thrown at them, doesn't a prolonged legal process initiated by all those attorneys general, isn't that going to just delay the recovery while these houses that otherwise would have been sold are not getting sold? >> well, look, ali. you obviously think about many different factors when you proceed with an investigation of this sort. and i think the question that should be asked is what else is lurking beneath the surface. i hate to say it every time you pull back a layer of the onion, you find something else, and so you can't conclude this is the end of it. and christine, i would generally agree with you, there are not going to be a lot of houses that were in foreclosure or in the foreclosure process that end up not being in it, but you never know. i will tell you, i worked with tom miller, all these ags, we would do these multistate investigations. i think the banks need to clean up their act. it's so clear that the servicers, the banks, haven't been meticulous, and you've got to be meticulous. the question of what happens to the housing market is a real one, something treasury has got to deal with, the white house