95%. the fine is jumping to $695 for people who don't have coverage. that's how the law was designed to get people on. >> the most important day of transition today. with all of this going on president obama who still is president for a few more days delivered his farewell speech last night. this is an emotional farewell tearing up, when he thanked the first lady for taking the journey with him. the president made a push to avoid fake news and other divisive topics in the spirit of progress. >> we should reject the first dawning of any attempt to alienate any portion of our country from the west. or to infeeble the sacred ties that make us one. marc, we weaken those ties when we allow our political dialogue to become so corrosive that people are good character are not even willing to entire public service. we weaken those ties when we define some of us as more american than others.