talking point on this, but the truth is, there are provisions in this proposed law that will would allow people to buy insurance across state lines. said this many times on the show aerpd anderson. i live in virginia. i have an ohio auto insurance policy. why can't you buy an insurance policy in another state. increases competition. one of the big approximate with obamacare right now is that one in three counties in america, there's only one insurance company left providing insurance. now, bob, that's not competition. that's a monopoly. >> i think steve, that actually argues for a single payer plan. that's a discussion for another day. >> that's interesting. >> that's no competition at all. >> actually we have no competition right now. enormous consolidation among insurance companies going on right this very minute. >> right. the fact there's no score from the congressional budget office. we don't know officially how much this plan will cost. how important is it to you to