>> it's being rolled out all at once. we are working on the regulations right now. we have had a proposed rule out there to narrow the window so insurers are allowed to stay in markets. one third of the counties in this country, over 1,000 counties only have one insurer offering coverage on the exchanges. five states only have one insurer offering coverage on the exchanges. you tell me that that's what the plan was. the fact is that those folks have no choice whatsoever. the federal government has destined them to only have one opportunity to purchase coverage. and if that's not what they want, tough luck. our plan is to allow individuals the opportunity to purchase the kind of coverage that they want for themselves and their families in a market that allows them an array of choices that suit them. not what the government tells them to purchase. >> are you encouraging lawmakers to disregard this report? >> no. we will read the report, look into the report, beyond the top