[ inaudible question ] obviously have to make decisions by june -- >> probably before then. >> do you naanticipate some action -- >> i won't tell you the timeline because we want to get it right. we have an aggressive agenda and we've been moving quickly on this aggressive agenda, but we want to make sure that we get it right. we had a very constructive meeting with our members. some of those who were in the no camp expressed a willingness to work at getting to yes and to making this work. we want to get it right. we're going to keep talking to each other until we get it right. i'm not going to put a timeline on it because this is too important to not get right and to put an artificial timeline on it. you're right, the insurers, yeah, they've got to -- that's why i am so worried about this issue. this law is collapsing. you're going to see big -- if obamacare just stays as is, that's not acceptable for the american people. that's not what we said we would do. so we're going to go figure out