health care that they can choose with refundable tax credits if they're in the have you had exchange. i think it's important to note, wolf, that 95% of americans are getting their health insurance from their employer, medicare or medicaid or try care. we're talking about less than 5% of americans in the individual exchange and we're seeing the individual exchange under obamacare implode, undo itself even worse this week in iowa and virginia and arizona there's one carrier within the entire state deductibles are up to $12,000. obamacare has failed in the individual exchange and that's what we're fixing in the american health care act and those are the facts. >> the bill does not completely a 100% guarantee coverage for people with preexisting conditions. why do you support that? >> first of all, it guarantees coverage for anyone who was in the preexisting condition category who now has continuous