insurance companies and all of the problems that entails. i thought about all the folks who won't have to do that because of this law. and it makes me very, very happy. >> jeff, if the court invalidated the affordable care act there are 31 million americans who have health coverage through that. would they have just lost it? is there any chance because this was a ruling based on standing it might come back to the supreme court? >> you bet they would have lost it and they would have lost it within days as soon as this decision went into effect. the stakes in this case, we talk about it in terms of abstractions. like standing. it was life or death for people whether pre-existing conditions were going to be covered, whether parents could cover their kids on insurance through age 26. all of that would have gone out the window with no substitute if the plaintiffs had won the case. now, it is true as we've pointed out that this decision was not on the merits of the claim. it was a procedural exit.