retire, except for the automakers and that was probably of the -- that was part of the problem that required the bailout. >> it fills in the gaps, medicine is the prime phaefr provider when people reach 65. a lot of companies still provide medigap coverage but it is not the whole nine yards. growing thanks for taking a few moments. >> the situation is dire, but not hopeless. and we to solve this problem. >> gregg: you certainly do. thanks,. -- thanks, appreciate it. >> heather: another alert. update on hurricane katia who has strengthened and now a category 3 hurricane located 495 miles south of bermuda. the biggest threat remains rip currents along the u.s. east coast and bermuda. no coastal watches or warnings in effect right now.