martha: right now, right? they would cut them for sure. >> right now immediately. eye not prospective, it's immediately. you know, the thing that is important to remember is in the last four years the average benefit per year has been 1.3%, and in two of those years there was zero cola. anybody, any politician who thinks that is too generous will have a very rude awakening november of next year. martha: i hear what you're saying. let me ask you this. what was wrong with the paul ryan plan which would have put these changes only to people who were under the age of 55? anybody who is receiving benefits right now would not be touched. but for those folks who are still young enough and still making money they would have a later age that would kick in, and also if you make over a certain amount you're going to have means testing as well. do you like those ideas? >> i don't like them at all. martha: why? >> the paul ryan did not address social security. martha: those two issues in terms of age and means test stph-g what is wrong with those. they would not impact the people you're talking about right now >>