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worry is because if the insurers are ruined by numbers like these and they will be, wouldn't you are below the 38% and you plunge to the mid 20's, you're going to have huge losses of the reason they are not going to have to go into a death spiral raising the premium and getting even lower number of young and healthys is because they get the bailout. so they can keep the rates at the same rate and you and i in our taxes are going to be providing millions of dollars that will compensate for a program that is completely out of whack. and that's why republicans ought to pass within a week or two or three right now a provision to abolish the bailout. and then you will see the insurers speaking in a completely different way. if they really have to do it honestly and have to raise the premiums, you will hear them scream. steve, what we don't know in these numbers is how many people have actually

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