greater ownership of their own health care and are encouraged to do that in a health plan, their health gets better. they pursue more wellness opportunities. we get them from emergency room care to primary care. also, it bend the cost curve over the long-term, where we're currently working with the administration to see if we might be able to build on the principles of health savings accounts and consumer-driven health care here in the state of indiana. we really think health savings accounts were kind of invented in indiana. 95% of my state employees have health savings accounts. we have the healthy i understand plan. we think it's an idea whose team has come, and we think consumer-driven health care, rather than government driven health care or government mandated health care is the real future of health care in america. >> you have not confined yourself to issues concerning indiana during a recent trade mission to germany. recently you criticized the way president obama has been handling ukraine, and you