we are blocked granting medicaid back to the states, saving $880 billion there. this is an $883 billion tax cut for families and small businesses that helps lower their health care costs and it saves money and reduces the deficits. that's really good on all those points. what the cbo is also telling us, by having state-based high-risk pools, tax credits, you can buy what you want in health savings accounts, they are telling us our reforms stabilize the market and lower premiums when the reforms take place. you juxtapose that against a collapsing obamacare system, double-digit premium increases this year, worse next year. very few plans offered. down to one plan in 1 out of 3 counties. zero plans in some places next year. we are witnessing the collapse of obamacare and what cbo is telling us is the replacement plan stabilizes the situation, brings down costs. this is stage one of a three stage process.