house plan if states opt out folks with pre-existing conditions can be charged more. given all of that, can you really stand by the president's pledge that everybody will be taken care of? >> absolutely, chris. and if you break this down, and i'll be very quick. in this bill on pre-existing conditions, 176 million people across this country get employer-based insurance. this does not affect pre-existing conditions for those people. number two, it doesn't affect pre-existing conditions for medicare recipients. it doesn't affect pre-existing conditions for medicaid recipients. now you're down to about 9.5 million people, and it doesn't affect anyone with continuous coverage. even if a governor takes the waiver option, it wouldn't affect anyone with continuous coverage. let's assume there are some people that might not have continuous cover, might not have employer-based -- chris: there are millions of people -- >> we've put billions, not millions -- [inaudible conversations] into high risk pools to buy down