>> julie: come on down. >> bill: wearing socks that match carley's outfit. a warning against atm heist. what's up? >> in is not the skim heist we've heard about when people go and put something over the atm so it captures your pin. these are actual hackers who will try to break into banks. they'll try to make changes to the settings and then it is going to be what the f.b.i. is paraphrasing here a free for all of stealing your money. it is a very frightening situation because the hackers have successfully done this before in other countries. they work around the cybersecurity protocols so they are more than likely if you're working at a bank you're getting a lot of phishing email. they want to get into your secured network. >> bill: do they have to physically be at an atm to receive the cash? >> they may not have to be. that's the point. the other thing they could do