out and stand for something, it's good to challenge authority when they do that. >> do you think they want reform or do they want structural change? the kind of stuff i grew up with and you grew up, which is a real argument about what kind of a system, kind of system we have in this country. is this for structural change, radical change, like the way profits go to different corporations or the way people get jobs? is it systemic? or do they just want things fixed a little? i'm curious. what do you think? >> i don't think they want minor reforms. you remember during the banking bill. the brown/kaufman amendment would have said, it would have basically said those banks that have gotten bigger and bigger and bigger, the biggest six banks in the country should have been broken up into smaller banks. it would have, instead of the power again occurring at the top, we saw what happened this week, when some of the largest banks in the country added additional charges, quietly, sort of underhandedly to some of the veterans that were refinancing their homes. and those kind of things are still going on.