Between stock market volatility, bank failures, and geopolitical conflicts, American retirees have every right to be worried about the safety of their investments in 2023. If recent history has proven anything, it’s that the economic climate can change at the drop of a dime! Unless properly diversified and protected with hard assets like gold and <a href="https://www.sltrib.com/sponsored/2023/02/23/how-invest-silver-with-an-ira-or/" target="_blank">silver</a>, your IRA, 401k or other retirement plan could suffer losses in a situation where paper markets take a nosedive.