preventing recklessness. >> and government-funded research. if you go back to hamilton/lincoln, it's all in our history. all five of the last 20 years are on a straight trajectory down -- >> how much of that is correlated with the money's ability to control the policy debate? >> i don't think it's -- there's no single, you know, answer to this. you know, money is certainly around the rules issue. how'd you like that subprime crisis. i think the fact that banks today have been fighting the idea of increasing capital requirements. when we're just asking banks to come up 2%, i know it's going to affect their profit line, but we've just been through a really scary period. why would you fight that? or why would you fight, more information from consumers on credit cards. so that they don't get in worse trouble. >> all the things we can't talk about. >> there's stuff that gratuitous that triggers what you're seeing on wall street. >> i'm a great believer in america. that's why i spent two hours trying to get into this country yesterday and i'm one of the lucky ones at immigration. it's quite extraordinary.