economy. the obama administration created a small business loan program called america's capital recovery act as part of the stimulus package. it was a good plan. it provides no interest loans to small businesses, for up to $35,000. but here's the deal. the banks are sitting on the money. my guest is a small business opener from north carolina who says he can't get $20,000 loan to survive the recession. joining me now is eric perry, he owns a construction company in north carolina, which by the way has an a plus rating from the better business bureau. eric, good to have you with us tonight. what is happening? tell us what's happening on main street. what are you seeing? >> well, you know, ed, truthfully we're starting to see some movement in the economy. there's some good signs but the problem is not the longer term. we can see the sun coming over the mountain, but the problem is, can we survive until the sun comes over the mountain?