(1) requirement RCI Banque has received the notification from ACPR, the French Prudential and Resolution Supervision Authority, implementing the decision of the Single Resolution Board (SRB) and discloses its updated binding minimum requirement for own funds and eligible liabilities (MREL (1)). MREL requirement is no longer defined on consolidated basis but has been set on an individual basis for both RCI Banque S.A and its French subsidiary DIAC S.A. RCI Banque S.A. MREL requirement has been set at 8% of total risk exposure amount (TREA (2)) and 3% of leverage ratio exposure (LRE (3)) As of today, RCI Banque S.A. already complies with this MREL requirement. Future requirements will be subject to ongoing review.