With her student loan payments on hold for three years, Ashley Dorn, a public school music teacher, found another use for the money she saved during the moratorium. She used the extra cash to pay off $10,000 in credit card debt, a bill that had been nagging at her for a decade. “I could not have done it if it wasn’t for this student loan debt pause, and I’m worried that I’m just going to have to start racking it all up again,” she said of the credit card debt. She can’t imagine being able to aff