>> the interest rates, what happens if they raise the interest rates? is that going to be the thing that really puts everything in reverse? >> it probably won't put things in reverse but could put the brakes on the economy. if the fed slows down and starts raising rates, that's a sign that the economy is doing well but also a sign that there won't be as much confidence maybe from the markets, that they are going to keep getting the stimulus as the fed has been doing. i think maybe we'll see the stock market's big rise flatten out a bit. >> what is fueling the job growth? >> well, first off, it's been a year when not very much has gone wrong. we didn't have a sequester or big bickering in congress that almost shut down the government. not a bunch of impediments to growth. the reason it looks really good is because the last 10, 15 years were terrible. >> all right. there's good news. >> yes. >> it's all relative. >> everything is relative. >> thanks. have a great holiday.