plus. >> reporter: finally the former chair of president obama's economic team doesn't give a grade but nails how many americans are feeling. >> i don't know. on the economic conditions i'd say modest at best. >> the average for the u.s., it's about a "b" min muss. the eurozone gets a "d." and china, that grade is a "b" plus, but it is slipping. so the u.s. is doing pretty well compared with the rest of the world, but these grades matter less than how you grade your personal economy, right? here are five ways you can improve your marks. these are all pass/fail. spend less than you earn. cut your debt. save for college and retirement, rebalance your investments. do it now. and refinance your mortgage. all right. thanks for joining the conversation this week. join me at 2:00 p.m. eastern for a brand new edition of "your money." a distinctional government, crumbling infrastructure, crushing levels of student debt, stagnant wages. do you feel like you're living