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PACU Foundation awards Piedmont Advantage Credit Union's Eden branch the Difference Maker Award

PACU Foundation awards Piedmont Advantage Credit Union's Eden branch the Difference Maker Award
streetinsider.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from streetinsider.com Daily Mail and Mail on Sunday newspapers.

Winston-salem , North-carolina , United-states , Margie-finney , Dion-williams , Stephanie-roberson , Stephanie-rubio , Piedmont-airline , Piedmont-advantage-credit-union , Foundation-difference-maker-award , Prnewswire-piedmont-advantage-credit-union , Piedmont-advantage-credit-union-eden

PACU Foundation's Flying Colors Charity Fun Run draws support and fun for a good cause

/PRNewswire/ -- The PACU Foundation's inaugural Flying Colors Charity Fun Run raised more than $4,000 from 15 generous corporate sponsors and individual donors...

Charlotte , North-carolina , United-states , Town-park , Winston-salem , Piedmont-advantage-credit-union , Hilb-group , Colors-charity-fun , Foundation-fundraising , Flying-colors-charity-fun-run , Oak-ridge-town-park

PACU Foundation's Flying Colors Charity Fun Run draws support and fun for a good cause

PACU Foundation's Flying Colors Charity Fun Run draws support and fun for a good cause
streetinsider.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from streetinsider.com Daily Mail and Mail on Sunday newspapers.

Winston-salem , North-carolina , United-states , Town-park , Charlotte , Oak-ridge , Charity-fun , Piedmont-advantage-credit-union , Hilb-group , Foundation-fundraising , Flying-colors

Association of Independent Mortgage Experts Announces 2023 Sponsorships

Association of Independent Mortgage Experts Announces 2023 Sponsorships
streetinsider.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from streetinsider.com Daily Mail and Mail on Sunday newspapers.

United-states , America , American , Katie-sweeney , Jennifer-leonard , Eddy-perez , Colin-treend , Las-vegas , Willie-newman , Mutual-of-omaha , Association-of-independent-mortgage-experts , Brokers-are-better-network

Stock Market | FinancialContent Business Page

Stock Market | FinancialContent Business Page
financialcontent.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from financialcontent.com Daily Mail and Mail on Sunday newspapers.

United-states , America , American , Katie-sweeney , Eddy-perez , Colin-treend , Las-vegas , Willie-newman , Mutual-of-omaha , Association-of-independent-mortgage-experts , Brokers-are-better-network , Spark-small-business-grant-program

Subservicer Oversight, Automated Marketing, Hedging, Non-Agency, QC Tools; Credit Companies Feeling the Squeeze

Takeover and M&A rumors continue to swirl, and smarter companies are merely hiring production staff away from lenders rather than pay the baggage that may be associated with the target while some are selling servicing to help strategically or with cash flow. The MBA reports that our biz originated $4.1 trillion in 2020 and $4.4 trillion in 2021. 2022 is down from those numbers, and 2023 is expected to be $1.5-$2ish trillion, depending on who you ask, certainly less than half of 2021. It impacts everyone, but certainly with credit fees shooting up, credit reporting agencies (CRAs) are feeling the pressure and are being scrutinized by every lender. (See below for a full write up.) Want something else to worry about? Forgetting CRA feels and expensive mortgage leakage for a moment, how about the oil spill in Kansas that isn’t necessarily in the national press but will take years to clean up and cost billions? The Keystone pipeline has dumped an estimated 588,000 gallons of oil into Mill Creek in Washington County, Kansas, stemming from an issue with the pipeline first observed on December 7. The type of oil that spilled was tar sands oil, known as diluted bitumen, is thick and especially difficult to clean up. Keystone has had at least 23 leaks in its history. (Today’s podcast is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.) Lender and Broker Software, Products and Services

Japan , United-states , Mill-creek , Washington , Lakeview , Birchwood , Kansas , Bayview , America , American , Corelogic-credco , Freddie-mac

Credit Reporting, Automation, BI, Marketing Tools; FHA, HUD, VA Changes; Bank Market Share

Happy Hanukkah (or Chanukah), which began yesterday. Others are looking ahead to Christmas, with some companies closed Friday the 23rd and some closed Monday the 26th. (The Federal Reserve and the stock market are closed Monday the 26th and then Monday the 2nd.) I am in Chicago where the weather could be termed as “brisk.” There’s a different term that the residents of Fairbanks, Alaska, and my Navy vet father, for that matter, would use to describe their weather, expected to have a high of -35 degrees F today! (To be blunt, which I can be since I’m not reporting to anyone, he’d probably say, “That would freeze the balls off a pool table!”) Weather like that does much more than cause goosebumps, although anyone who knows this song often has them at the 3:08 mark. Plenty of lenders are feeling trapped by current margins and volumes, which probably aren’t going to shoot up in the near future, and some have shifted a portion of their production to home equity lines, with more volume but even less margin. I mention this because the CFPB issued an update to the “What you should know about home equity lines of credit” brochure (HELOC Brochure). The new edition of the HELOC Brochure, available in English and Spanish, is updated to align with the Bureau’s educational efforts, to be more concise, and to improve readability and usability. (Today’s podcast is sponsored by Richey May, a recognized leader in providing specialized advisory, audit, tax, technology, and other services in the mortgage industry and in banking.)

Fairbanks , Alaska , United-states , Birchwood , Michigan , Spain , Utah , Chicago , Illinois , Spanish , Dale-vermillion , Alan-parris

DPA, Broker, HELOC, Business Review Products; Webinars; M&A Environment

For me, the next ten days includes time in Chicago, the Wisconsin Dells, and Atlanta. It isn’t a scary agenda. At the ready for tonight’s Halloween fun? Polls seem to indicate that the most popular treat is Reese’s Peanut Butter Cups, followed by Reese’s Miniatures, Twix, Kit Kat, and Snickers. Regardless of treats being handed out at doorsteps, there are “ticks” in an unfortunate affordable housing situation that is an example of the difficulty of implementing housing programs. About 5,600 people live in the ski town of Vail, Colorado. But during the busy season thousands of people work there, and there aren’t enough nearby places to live for that workforce. Right now there’s an estimated deficit of 6,000 beds for the work force in the county, and in order to address that the ski resort Vail sought to build a project on-site to house 165 employees. The town’s existing population got upset, as many residents don’t want new housing in the town, and filed a petition in county court to exercise eminent domain to seize the site and hold it as open space, citing the plight of bighorn sheep. (Today’s podcast is available here and features an interview with Andrew Liput, CEO and Founder of Secure Insight, on the need for fraud tools in a down market. This week’s Sponsored by Candor Technology. Home of the One Touch Underwrite, supporting lenders from Point of Sale to Post Close QC, to reduce repurchase risk, increase underwriter productivity by 400 percent, and decrease turn-times by 10 days.)

Wisconsin-dells , Wisconsin , United-states , National-university , California , Colorado , Essex , Illinois , Chicago , San-francisco , America , Freddie-mac