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our plate this morning. wells fargo, morgan stanley, both topping estimates. let s check on the futures. see where they re at. we are looking at a lower open. yeah, down 380. exactly. look at boeing. boeing is indicated slightly lower. once again, the future s down 380. let s hit the markets. bob pisani, are you there? good morning, mark. we had great earnings from three banks but it s not doing much to the futures to the downside. s&p is up 4% this month alone. a lot of head winds for the stock market. great numbers from wells fargo but it s trading flat. high volume. beat on the top line, bottom line. one criticism, increase in nonperforming assets. that s an issue. we ll talk more about that later. morgan stanley up 2%. beat on the top and bottom line on a turn around on investment banking. u.s. bancorp, revenues above expectations. and bottom line also above expectations. finally, one big thing they re talking about down here, ebbs tending the first time hom ....